Updates:

Get upto 4%* on our Savings Account Balances with First Credit Union.

More Details

Dear Customer, We have launched Video KYC facility for New customer to open savings ac

Know About

Secured Cards

Secured cards require you to provide a cash security deposit, usually equal to your credit line. The issuer holds the deposit in case you don't pay your bill; you get the deposit back when you upgrade to a regular "unsecured" card or close the account in good standing.

Paying the security deposit shifts the credit risk away from the credit card issuer. A secured credit card can help you establish or re-establish your credit. Since payments are included in your credit report, paying on time and managing your balance will help improve your credit score.

  • Welcome Bonus

    Boosting Your Business Credit Rating.

  • Accelerated Rewards

    Gaining Access to Increased Financing and Better Terms

  • Fuel Surcharge Waiver

    Setting Up Custom Spending Controls.

Features

Annual Percentage Rate (APR). This is the cost of borrowing on the card, if you don't pay the whole balance off each month

Earn Interest up to 7%

There are also cards with simpler rewards programs.

Free SMS Alerts

You pay zero data fees when you use our app.

International Debit Cards

The card can be used worldwide but will be subject to additional charges.

Provides Safety

Our Online banking is nice and convenient.

Exciting Offers for You

Till: 25th Jun’23

Medical

Get 10% Cashback on Medical Aid Monthly.

Till: 10th Jul’22

Entertainment

Get 10% Cashback on Travelling exhibition.

  • Eligibility to Apply

    To apply for a Credit Card

    • You will need to be minimum 18 years of age.
    • For salary person net annual income of US$ 450,000 .00 or more
    • Consider a credit score between 750 and 900 to be adequate for a Credit Card.
    • Location is also another factor
  • Fees & Charges

    To apply for a Credit Card

    • Visa 1.29% + $0.05 to 3.29% + $0.10
    • Mastercard 1.39% + $0.05 to 3.29% + $0.10
    • Discover 1.58% + $0.05 to 3.28% + $0.10.
    • American Express 1.5% + $0.10 to 3.15% + $0.10