Updates:

Get upto 4%* on our Savings Account Balances with First Credit Union.

More Details

Dear Customer, We have launched Video KYC facility for New customer to open savings ac

Get More From Your Money

Access your money anytime and anywhere.

Know About

Salary Account

Salary Account is a type of Savings Account, in which the employer of the account holder deposits a fixed amount of money as 'salary' every month. Who can open a Salary Account? A business (employer) has to tie-up with a bank to open Salary Accounts for its employees.

First Credit Union has a regular and premium salary account. Many consider it as the best bank for salary account. The bank has a vast network of ATMs and branches and a fixed interest rate of 3.5 to 4% per annum. The bank offers a free personal accidental health cover of US$100,000 to its salary account holders.

Reach Your
Savings Goal With Us

Year of
2021

%

Income Statement

Long established fact that a reader will distracted

Our Savings Account Benefits

We help businesses and customers achieve more.

  • Earn Interest up to 7%

    If you're looking for a safe investment with a solid return, you may want to consider a certificate of deposit (CD)

  • Free SMS Alerts

    You pay zero data fees when you use our app.

  • Discounts on Locker

    Both the public and private sector banks offers bank lockers safety facility to individuals for annual charges.

  • International Debit Cards

    The card can be used worldwide but will be subject to additional charges.

  • Provides Safety

    Our Online banking is nice and convenient.

  • Paperless Banking

    Recording / relaying information by electronic media rather than on paper.

Eligibility to
Open Accounts

Eligibility parameters for account opening.

  • 1

    Nationality

    US Virgin Islands Residents, and Non-Resident individuals

  • 2

    Age

    18 Years old or above

  • 3

    Nationality

    Residents, and Non-Resident individuals

  • 4

    Age

    18 Years old or above

00

k

Saving account opened
in last year

Account Opening Required Documents

Basic documents required for opening an account.

ID Card
is Mandatory

Duly Filled
Application Form

Color & Passport Size
Photographs

Non-resident documents
must be notarized

Account Interest & Charges

Your money is making money for you & Your Family.

Account Interest Rates
Per Annum

Balance in a/c

  • Up to US$. 100,000
  • Above US$. 100,000 to 500,000
  • Above US$. 100,000 to 1,000,000
  • Above 1,000,000

Interest

  • 3.00%
  • 5.00%
  • 8.25%
  • 10.00%

Debit Card

  • Annual Fees
  • Transaction Limit
  • Card Replacement
  • Nill
  • US$2,000,000 / Annum
  • US$.60+Taxes

Credit Card

  • Annual Fees
  • Card Replacement
  • US$.1500
  • US$.60+Taxes

Questions & Answers

Find answers to all your queries about our service.

  • What is the minimum balance?

    Maintenance fee which is waived with at least 1 direct deposit of $250 each month or maintain a minimum daily balance of $1,500 or more

  • What is the rate of interest?

    The base APY is 0.01%, but if you're eligible and enroll for the Preferred Rewards program, you can earn up to 0.04%. The Preferred Rewards tiers are: Advantage Savings Gold tier, Advantage Savings Platinum tier and Advantage Savings Platinum Honors tier

  • When will I receive my account statement?

    If you are an Online Banking customer, you can sign into Online Banking, and select Statements & Documents under the Accounts tab, then go to the Request statements tab and select Order a paper statement copy. Paper statements will be mailed 7 to 10 business days after you submit your request.

  • Can I use any branch?

    You have full access to your bank accounts at any of our banking centers nationwide.

  • How safe/secure is our net banking a/c?

    We're committed to making Online and Mobile Banking secure and protected. Our Online and Mobile Banking Security Guarantee helps provide protection against fraudulent Online Banking transactions, secures your financial information and covers the timely processing of your payments.

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